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SuperCharged Secret 1 of 5 - Credit Card
Utopia
I
AM THE CONSUMER. AND I HAVE LOW-RATE SUPER-POWERS!
Note: The following is part 1 of a 5 part series. Over the course of
these next 5 articles, I am going to introduce you to several methods
for maximizing the use and benefits of the best Credit Cards and offers
on the market today. This information, when used in conjunction with one
another, is unlike anything you’ve ever seen before. I like to call this
approach, the “5 SuperCharged Secrets to Credit Card Utopia.”
SECRET 1: I AM THE CONSUMER. AND I HAVE LOW-RATE SUPER-POWERS!
SECRET 2: INTEREST BEWARE, THERE’S SAFETY IN NUMBERS!
SECRET 3: TURBO-CHARGED KILLER RATE SAVING INFORMATION!
SECRET 4: YOU SCRATCH MY BACK, AND I’LL BUY SOME MORE BEER!
SECRET 5: LIVING IN CREDIT CARD UTOPIA
Without further Ado, let’s get started:
SECRET 1: I AM THE CONSUMER. AND I HAVE LOW-RATE SUPER-POWERS!
1)
How would you like a zero interest credit card?
WHAT? Did you say ZERO interest? That’s like 0.00%, or .0000000%, or
nothing, or nada, or no interest? Tom! Can’t be!!!
2)
Actually, that’s exactly what I mean.
You
can have zero interest on a perfect day, or, can you live with 4%
interest? I just received a credit card offer for 4% interest (which I
turned down…), but if I needed it, that is completely reasonable, don’t
you think?
3)
You see, you are the consumer, and you have Low-Rate Super Powers!
This is a hot, credit-hungry market we’re in. There are banks and
lending institutions that would do just about anything to entice you in
to their little web of plastic loanery.
4)
Here’s Secret #1 revealed:
Credit Card companies are competing with each other, by offering
consumers like us, low-interest, to no interest, balance transfers on
already existing debt. Granted, these are usually (but not always…)
limited to a time period like 6 months…
But, what do you care? 6 months of zero interest is certainly MUCH
better than 6 months of 19% interest, RIGHT?
5)
The first, most important thing you need to do, is examine if you have
outstanding balances on other credit cards. If you do, then wisen up!
Let
me be your Dad for a second…”Stop being lazy!” Go shop for a new credit
card, and ask them if they offer balance transfer opportunities.
Virtually ALL OF THEM DO! When you get the answer you’re looking for,
apply. They’ll send you a nifty letter in the mail with a bunch of blank
checks. Have a feel day! Go pay off your other credit cards, transfer
the balances, and start enjoying zero to low interest! Pretty cool, huh?
6)
But TOM, what do I do in six months?
Oh
please. You know what you need to do. Mark your calendar, or your
Franklin Covey, or your PDA, or whatever you use, and repeat the
procedure again in 6 months (hot-tip: look for no-time limit zero
interest balance transfers.)
This is easy stuff, folks. But it does take a couple extra steps.
That’s why people AREN’T DOING IT, if you can believe that!
Well, it’s your turn to be the smart consumer, right? Take this BIG,
HUGE, sensible first step, and you are well on your way to the pearly
gates of Credit Card Utopia!
We’ve enjoyed providing this information to you, and we wish you the
best of luck in your pursuits. Remember to always seek out good advice
from those you trust, and never turn your back on your own common sense.
This article is the property of
www.bestcreditcardsonline.com,
which has been offering credit cards services since 2002.
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